Average Settlement for Dump Truck Accident: Understanding Compensation Figures

Understanding Dump Truck Accidents


Dump truck accidents, part of the broader category of commercial truck accidents, often have severe consequences due to the size and weight of the various truck drivers and vehicles involved. According to the IHS, 11% of fatal crashes in 2021 involved big truck collisions. In that same year, accidents with these massive vehicles took the lives of 5,788 people, as reported by the NSC. It’s a harsh reality highlighting how much power dump trucks pack, thanks to their massive size.

When a dump truck is involved in a vehicle collision, the damage can be extensive, not just to property but most importantly to individuals. In Missouri, as in other states, dump trucks share the road with vehicles of all sizes, including semi-trucks and 18-wheelers, increasing the risk of accidents, particularly in heavy traffic or construction zones.

At Hurt Trucker Attorneys, we possess over four decades of experience and have secured compensation for our Missouri clients in various personal injury cases, including those involving dumps and significant truck accidents. 

We understand that after an accident, you may face not only physical pain but also financial and emotional suffering. Our experience is turning these dark times into a pathway for recovery and financial restitution.

The Common Causes and Consequences of Dump Truck Accidents

At Hurt Trucker Attorneys, we understand that dump truck accidents can result from various factors, including truck driver error or negligence by truck drivers. These heavy-duty vehicles require precise handling, and even a moment of reckless driving can lead to severe incidents. It is not uncommon for accidents to involve a combination of poor vehicle maintenance, such as mechanical failures and human error.

Mechanical failures are a known risk within the trucking industry, and according to the CDC, these failures can significantly contribute to accidents. To mitigate these risks, all large trucks may be adequately maintained. However, when accidents occur, victims may seek a settlement to cover their damages and losses.

The consequences of these accidents are often severe. Victims of car accidents may suffer from traumatic brain injuries or other catastrophic injuries that lead to permanent disability. Unfortunately, fatalities are a grim reality with dump truck accidents. Even when not fatal, accidents frequently result in severe injuries that can be classified as life-altering.

Victims might experience soft tissue injuries, which, while may seem minor compared to others, still cause significant pain and can require lengthy recovery periods. Moreover, these incidents also cause extensive property damage and can result in significant financial hardship due to medical bills, loss of income, and vehicle repair costs.

In our 40+ years of experience, we’ve seen firsthand how personal injury from dump truck accidents greatly distress individuals and their families. In cases of a semi-truck accident we represent, we aim to ensure our clients receive the compensation they deserve to cover all damages, reflecting our commitment to providing excellent client service.

Legal Considerations in Dump Truck Accidents

In handling dump truck accidents, we face intricate legal nuances that set these cases apart from standard vehicle collisions. At Hurt Trucker Attorneys, we bring extensive experience to navigate these complexities for our clients. The legal intricacies surrounding dump truck accidents include:

  • Personal Injury and Wrongful Death Lawsuits: These are often the more significant categories of litigation stemming from dump truck accidents. We understand that the stakes are high—not only is there immense physical and emotional distress, but the financial ramifications are also significant.
  • Liability & Fault: Determining who is at fault is a critical step. We meticulously review all factors, including trucking regulations and traffic laws, which could shift the liability towards the dump truck operator, the trucking company, or other involved parties.
  • Insurance Policies and Claims: It is common for trucking companies to have substantial insurance policies. The FMCSA mandates varying levels of liability insurance coverage for commercial trucks based on the type and weight of the cargo. The minimum coverage required for non-hazardous freight under 10,001 pounds is $300,000. However, for non-hazardous freight over 10,001 pounds, the minimum coverage significantly increases to $750,000. Our job is to ensure that insurance companies uphold their obligation to compensate our clients adequately.
  • Contributory Negligence: In some cases, the defense may argue that the victim’s negligence contributed to the accident. Our role is to counter such claims and protect our client’s rights to total compensation.
  • Statute of Limitations: Time is of the essence. We act swiftly to ensure our client’s claims are filed within Missouri’s legal deadlines.
  • Duty of Care and Negligence: We prove breach of duty of care through evidence that the liable party acted negligently, resulting in harm.

Our approach is straightforward and confident with each truck accident case we take. We are committed to demonstrating how the negligence of others has impacted our clients and are unwavering in our pursuit to secure the justice and financial restoration they deserve. Our proven track record in winning millions for our clients in Missouri underscores the trust placed in us to manage even the most challenging dump truck accident claims.

Average Settlement for Dump Truck Accident


Hurt Trucker Attorneys understand that each accident involving a dump truck is unique, which can significantly affect the settlement value. However, our years of practice have identified key elements influencing the average truck accident settlement amounts.

Factors Influencing Settlement Amounts

The severity of injury is a significant determinant in calculating compensation. Serious injuries typically command higher settlement amounts due to the increased medical expenses and potentially long-term care needs. 

For example, in the Lindsey v. Dow Corning Corp. case filed on March 23, 1994, settlement terms were based on an injury severity grid. This grid classified claimants by disease and age to determine their compensation. For example, a woman under 35 with lupus in the highest severity category received the maximum award of $2 million, while a 60-year-old woman with mild lupus received $150,000. This highlights the role of injury severity in settlement amounts and the need for evidence-based solutions to assess these variables accurately.

Liability is another critical factor; apparent fault on a truck accident attorney on the dump truck driver’s part can lead to larger settlements. Moreover, the insurance coverage limits of the involved parties can either restrict or expand the settlement potential.

Estimating Your Settlement

Settlements generally comprise economic damages, which cover quantifiable losses like medical expenses and lost wages, and non-economic damages, such as pain and suffering and loss of consortium. To estimate your settlement, it’s crucial to account for past and future medical costs and expenses incurred due to the accident. However, remember that this complex process necessitates a professional assessment to ensure accuracy and fairness.

Types of Recoverable Damages

In cases of dump truck accidents, victims may receive compensation for a variety of damages:

  • Economic Damages: Include out-of-pocket expenses and lost wages.
  • Non-Economic Damages: Relate to pain and suffering damages, which are more subjective.
  • Punitive Damages: Awarded when the defendant’s conduct was especially egregious.

Implementing preventive measures, such as those recommended by the Texas Department of Insurance Dump Truck Safety Tips, can reduce the risk of accidents and influence the damages recoverable in a legal claim.

At Hurt Trucker Attorneys, we take pride in serving Missouri’s truckers with precise, confident legal services. We are driven by a commitment to securing the compensation our clients deserve after suffering personal injury in dump truck accidents.

Immediate Actions After a Dump Truck Accident


The most important thing after a dump truck accident is to ensure your safety and the safety of others around you. Here are the immediate steps you should take:

  1. Call 911: This should be your top priority, especially if there are injuries or hazards at the scene.
  2. Check for Injuries: Attend to yourself and anyone else involved in the accident. If you suspect serious injuries, wait for medical professionals to arrive.
  3. Move to Safety: If you can safely move your vehicle out of traffic, do so. Otherwise, stay clear of the accident scene and oncoming traffic. Be aware of potential hazards like spilled cargo or loose debris.
  4. Turn on Hazard Lights: This will alert other drivers to the accident scene.

    Once you’ve ensured safety, here are some additional steps:

  5. Gather Information: If you are able, exchange contact information with the dump truck driver and any witnesses. Take note of the truck’s license plate number and company information.
  6. Document the Scene: If possible, take pictures of the damage to vehicles, the surrounding area, and any visible injuries.
  7. Seek Medical Attention: Even if you feel okay initially, adrenaline can mask injuries. Get checked out by a doctor to ensure you don’t have any delayed-onset medical problems.
  8. Contact Your Insurance Company: Report the accident to your insurance company as soon as possible.

Do Not:

  • Admit fault or discuss the accident in detail with anyone except the police and your insurance company.
  • Move your vehicle unless it’s absolutely necessary to avoid further danger.

Remember, your safety and health are the top priorities. By following these steps, you can protect yourself and ensure you have the information you need to move forward.

Navigating the Legal Process


After a dump truck accident, the legal journey toward a fair settlement involves several critical steps. The first step is immediate—seek medical attention and document everything at the scene. This documentation is vital as it establishes a foundation for your case.

As personal injury attorneys, we guide our clients through the settlement process. From initially filing a claim to negotiating terms with insurance companies, we handle every detail to secure the financial compensation you deserve. We are well-versed in the complexities of liability insurance and trucking accident cases, working tirelessly to protect your interests.

Building your case is the next front. Collecting evidence, acquiring witness statements, and securing expert testimonies are all components we meticulously manage. We understand that a strong case isn’t just about the present; it involves accounting for future treatment costs and ongoing medical care that arises due to the disability or disfigurement caused by the accident.


Securing Your Future: The Hurt Trucker Advantage


In the aftermath of a dump truck accident, the value of legal representation cannot be understated. We at Hurt Trucker Attorneys bring to bear our extensive experience with big rigs, semi-trucks, and 18-wheelers, honing in on specifics like truck maintenance records or manufacturer oversights.

Having a skilled personal injury lawyer means having an advocate to maximize your settlement. Our team relentlessly pursues every avenue for compensation for personal injury claims, from medical bills to loss of earnings. Our consistent results reflect our commitment to giving clients what they owe after an accident.

We invite you to schedule an initial consultation if you have been involved in a dump or truck accident settlement. Let our extensive experience in semi-truck and dump truck accident settlements work for you.