WHAT YOU NEED TO KNOW ABOUT TRUCKER WORKERS’ COMPENSATION CLAIMS

WORKERS’ COMPENSATION CLAIMS FOR TRUCK DRIVERS

We know the unique challenges truckers face. Truck drivers are at risk of serious accidents and injuries every day. Thousands of truckers are injured annually delivering the goods that keep our economy going, and an injury can make driving a truck impossible.

Truckers who cannot continue driving face an uncertain future. Injured truck drivers must understand the importance of having an expert representing hurt truckers in workers’ compensation claims.

At Hurt Trucker™, our trucker workers’ compensation attorneys are devoted to providing assistance and aggressive legal representation for injured workers.

We handle workers’ comp claims involving truckers hurt while driving or working for a trucking company. Our attorneys use their experience to ensure workers receive the full compensation benefits they are entitled to.

WHY TRUCKERS NEED TRUCKER ATTORNEYS

Choosing an experienced truckers’ lawyer is essential to protect your rights. Some of the reasons why workers should choose a workers’ compensation lawyer include:

KNOWLEDGEABLE REPRESENTATION

A workers’ compensation lawyer knows trucker workers’ compensation laws and regulations. They understand workers’ compensation benefits and know the types of evidence needed to win a case.

COMPENSATION

Workers’ compensation lawyers can help workers receive the full compensation benefits they are entitled to. This includes compensation for medical costs, lost wages, loss of earning capacity, and permanent injuries.

NEGOTIATION SKILLS

Workers’ compensation lawyers have the skills and experience to negotiate a fair settlement on behalf of truckers. They are familiar with the trucking industry and understand how trucking companies try to limit their legal liability in workers’ compensation cases.

LEGAL ADVICE

Workers’ compensation lawyers provide truckers with legal advice to ensure their rights are fully protected and they receive the maximum amount of benefits they are entitled to. They can also advise truckers on various legal issues, such as the statute of limitations for filing a workers’ compensation claim.

What Are the Common Challenges Faced in Truckers’ Workers’ Compensation Claims?

Truck drivers, pivotal in the transport and package delivery sectors, often face significant challenges when filing for workers’ compensation claims. One common obstacle is proving the injury is work-related, especially in a truck accident.

Since many truck drivers are on the road for extended periods, pinpointing the exact circumstances of an injury can be complex. Additionally, the nature of a trucking operation often involves independent contractors or owner-operators, whose employment status can complicate the claims process.

Disputes over the extent of the work-related injury and the required medical treatment are also prevalent. In some cases, there’s a grey area in determining whether the injury occurred due to work or other factors.

Workers comp coverage, crucial for medical costs and wage loss recovery, can be denied if the trucking company or the insurance provider challenges the claim’s validity. This situation is especially challenging in cases where accidents happen off the clock or under circumstances that blur the lines between professional and personal activities.

How Does Workers’ Compensation Work for Independent Truck Drivers?

For independent truck drivers, including owner-operators, navigating workers’ compensation can be quite different from company-employed drivers. Often classified as independent contractors, these drivers may not be automatically provided workers’ compensation coverage by a trucking company.

Instead, they might have to procure their own workers comp policy, a step that many truck drivers overlook or find financially burdensome.

However, some states require trucking companies to provide workers’ compensation coverage for all their drivers, regardless of their employment status. Independent truck drivers should carefully review their contract terms with the trucking operation to understand their coverage rights.

Additionally, exploring individual workers’ comp policies is crucial to ensure they are protected against potential work-related injuries. Given the high risk associated with truck driving, having a comprehensive workers’ compensation plan is essential for independent drivers to safeguard against the financial impact of accidents and injuries.

 

WHAT ARE THE MOST COMMON CLAIMS FOR WORKER COMPENSATION?

 

Workers’ compensation claims for truck drivers can involve a wide range of injuries, including:

  • Repetitive stress injuries (such as carpal tunnel syndrome or lower back pain)
  • Broken bones and fractures
  • Sprains, strains, and soft tissue injuries
  • Head injuries or traumatic brain injuries (TBIs)
  • Spinal cord injuries
  • Neck injuries
  • Psychological and emotional traumatic injuries

Regardless of the type of trucker injury, an injured truck driver is entitled to workers’ compensation benefits. An experienced workers’ compensation lawyer can help ensure that truckers receive the full benefits they are entitled to and that their rights are fully protected.

 

CONTACT AN EXPERIENCED TRUCKERS’ WORKERS’ COMPENSATION LAWYER

 

A workers’ compensation insurance company may try to deny or reduce your claim. To ensure you receive the full benefits you are entitled to, you should contact an experienced workers’ compensation lawyer.

At Hurt Trucker™, we understand the challenges that truckers face and are dedicated to helping truckers receive the workers’ compensation benefits they deserve.

Our workers’ compensation attorneys are experienced in representing injured truck drivers and provide the highest quality legal representation. Contact us today for a consultation.