by Andrew Buchanan | Sep 27, 2015 | insurance, Trucker rights, Workers Compensation
Over the years, trucking companies pushed to classify employees as owner-operators. The reason us simple - to avoid paying truckers workers' compensation benefits. Trucking companies and other employers usually only have to pay workers' compensation benefits to employees (company drivers). They generally are not required to pay benefits to owner-operators because they are considered "independent [...]
by Andrew Buchanan | Nov 28, 2013 | Benefits, Health, health insurance, insurance, medical care
Right now there's a lot of information (and misinformation) floating around about the Affordable Care Act (ACA or Obamacare). And all of this is complicated by the difficulties with roll-out of the www.healthcare.gov federal website . Understanding The Affordable Healthcare ActIt's almost a full-time job figuring out what's true, what the available option are, and [...]
by Charles Buchanan | Apr 26, 2012 | Benefits, Federal law, Health, health insurance, insurance, Medicaid, medical care, Medicare, Uncategorized
This is the final segment on our series on health insurance. Our first two segments discussed How We Pay for Health Care and Understanding Health Insurance Coverage. In this segment we discuss The Patient Protection Affordable Care Act (“PPACA”) signed by President Obama in 2010. Understanding Health Insurance CoverageThe PPACA has been the subject of [...]
by Charles Buchanan | Apr 24, 2012 | Benefits, coverage, health insurance, insurance
In our prior post on health insurance, we gave an overview of the health insurance system in our country. In this post, we explain the different types of coverage and some common health insurance terms. Understanding Health Insurance CoverageHealth insurance comes in many shapes and sizes and involves confusing acronyms such as HMO, PPO, [...]
by Charles Buchanan | Apr 18, 2012 | Federal law, Health, insurance, Medicaid, medical care, Medicare
Health care is a complicated and politically charged topic in our country. Health care is one of the biggest challenges we face. The cost of health care threatens to bankrupt our country and prevents many from obtaining the care they need. Many developed countries provide health insurance to all their citizens and finance it [...]
by Charles Buchanan | Apr 4, 2012 | Accidents, Benefits, Health, highway accidents, Injury Claims, insurance, medical care, no fault insurance, no fault states, Payments, Personal Injury, Uncategorized
On our recent appearance on Truth About Trucking Live, we were asked about "No Fault" automobile insurance and how it impacts the rights of truckers injured in highway accidents. This is a common question that deserves an answer. Most states follow a traditional fault based automobile insurance models. In these states, your state mandated liability [...]
Could More Owner Operators Be Entitled to Work Comp? Let’s Hope So!