by Charles Buchanan | Apr 24, 2012 | Benefits, coverage, health insurance, insurance
In our prior post on health insurance, we gave an overview of the health insurance system in our country. In this post, we explain the different types of coverage and some common health insurance terms. Health insurance comes in many shapes and sizes and involves confusing acronyms such as HMO, PPO, and POS. Your [...]
by Charles Buchanan | Apr 18, 2012 | Federal law, Health, insurance, Medicaid, medical care, Medicare
Health care is a complicated and politically charged topic in our country. Health care is one of the biggest challenges we face. The cost of health care threatens to bankrupt our country and prevents many from obtaining the care they need. Many developed countries provide health insurance to all their citizens and finance it [...]
by Charles Buchanan | Apr 4, 2012 | Accidents, Benefits, Health, highway accidents, Injury Claims, insurance, medical care, no fault insurance, no fault states, Payments, Personal Injury, Uncategorized
On our recent appearance on Truth About Trucking Live, we were asked about "No Fault" automobile insurance and how it impacts the rights of truckers injured in highway accidents. This is a common question that deserves an answer. Most states follow a traditional fault based automobile insurance models. In these states, your state mandated liability insurance [...]
by Charles Buchanan | Mar 29, 2012 | Accidents, insurance, medical care, Personal Injury, Uninsured Motorist Coverage
In our series on "Paying Bills After Injury," we have discussed personal injury lawsuits, workers' compensation, disability insurance, Social Security Disability, and Supplemental Security Income. In this segment, we discuss uninsured motorist coverage. An "Uninsured Motorist Clause" is a provision commonly found in automobile insurance policies that pays compensation to individuals injured by uninsured, negligent drivers. If you [...]
by Charles Buchanan | Mar 26, 2012 | Accidents, Benefits, Health, Injury Claims, insurance, Medicaid, medical care, Social Security Disability, SSD, SSI, Supplemental Security Income
In this installment of "Getting Medical Care After an Injury," we discuss Medicare. As discussed in prior posts, hurt truckers have a difficult time getting medical care. Trucking companies often fire injured truck drivers causing them to lose health insurance and then deny workers' compensation medical benefits. As discussed in prior posts, Medicaid is a program [...]
by Charles Buchanan | Mar 20, 2012 | Accidents, Benefits, Injury Claims, Injury Rating, Personal Injury, Uncategorized, Workers Compensation
A truck driver recently reached out to us and asked three questions: What is the difference between Workers Compensation and Personal Injury cases? Can you have both types going at the same time? How do you file a civil (Personal Injury) suit? These are important questions we often get from hurt truck [...]
by Charles Buchanan | Mar 15, 2012 | Accidents, Attorney, Injury Claims, Medicaid, medical care, Payments, Social Security Disability, SSD, SSI, Supplemental Security Income, Uncategorized
Our first post on getting medical care after an injury discussed workers' compensation benefits. In this post, we discuss medical care benefits available under Medicaid. Hurt truck drivers face many obstacles in receiving medical care. Trucking companies often fire truckers who are injured and cannot work. When fired, the truck driver loses employment benefits, including health [...]
by Charles Buchanan | Mar 13, 2012 | Accidents, Attorney, Benefits, Federal law, Payments, Trucker rights, Uncategorized
In our last post, we we discussed Social Security Disability (SSD) as a way for hurt truck drivers to pay bills when they cannot work. In this segment of "Paying Bills After An Injury", we discuss a similar program called Supplemental Security Income (SSI). SSI is a federal government benefit program that pays monthly benefits [...]
by Charles Buchanan | Mar 8, 2012 | Accidents, ankle injuries, Benefits, foot injuries, Health, Injury Claims, knee injuries, Leg injuries, medical care, Personal Injury, Workers Compensation
In our prior post on common trucking injuries, we discussed shoulder, elbow and wrist injuries. In this post, we discuss common leg and foot injuries that prevent truckers from working. Leg and foot injuries can be debilitating and can take a truck driver months – or even years – to recover, and with certain injuries [...]
by Charles Buchanan | Mar 5, 2012 | Accidents, Attorney, Benefits, Federal law, Injury Claims, insurance, Payments, Trucker rights
In our prior post on “Paying Bills After an Injury,” we discussed private disability insurance. We continue the segment in this post discussing Social Security Disability benefits. Many people think that Social Security is just a retirement program. That is not the case. Under certain circumstances, Social Security also provides disability benefits to those who [...]
